CORE RESEARCH

Research

Approach, themes, and evidence base

Research approach

I.COPE.BEST studies consumer decision-making in digital financial environments, focusing on trust, understanding, inclusion, and perceived legitimacy.

The evidence base combines multiple research components, including conceptual work and empirical analyses (e.g., surveys and interactive tasks), to examine how design and institutional choices shape user outcomes.

Trust & reliance

Framing and institutional cues

How descriptions of advice systems and institutional context influence adoption, delegation, and confidence.

Information & explanations

Clarity and usability

How users interpret recommendations and supporting information, and how interface features affect understanding.

Fairness & inclusion

Participation and legitimacy

How heterogeneity in skills and literacy relates to perceived fairness, inclusion, and legitimacy.

Behavioral outcomes

Choices and evaluations

Integration of observed decisions with survey measures capturing perceptions and downstream intentions.